China Insurance Regulatory Commission to regulate the sale of a multi pronged risk warning tips wharfedale

China Insurance Regulatory Commission to regulate the sale of a multi pronged approach to do a good job of risk warning Sina fund exposure platform: letter Phi lag behind false propaganda, the performance of long-term lower than similar products, how to buy funds pit? Click [I want to complain], Sina help you expose them! Benefit from the dividend policy and the rapid growth of insurance demand in recent years, the rapid expansion of the domestic insurance industry assets and premium scale. One thing on both sides, with the attendant risks and disputes arising from insurance consumption. In this regard, the regulatory authorities are increasingly concerned about the use of a combination of boxing, anti blocking combination, thereby planning insurance sales behavior, C, to protect the legitimate rights and interests of consumers. Reporters from the relevant agency was informed that the day before the China Insurance Regulatory Commission has issued a "insurance consumer risk warning management Interim Measures (Draft)" (hereinafter referred to as "the draft"), suggesting that by building a platform to consumption risk insurance, as well as a series of insurance consumption risk supervision and evaluation mechanism, protecting consumer rights and interests. In addition, in order to prevent fundamentally misleading sales and governance occurs, the CIRC or will also issued new regulations to implement the insurance sales back real system, from the source address gaps". The Nanfang Daily reporter Guo Jiaxuan intends to build insurance consumption risk warning platform according to the general idea of "draft" is by the China Insurance Regulatory Commission Consumer Protection Bureau led by active participation around the insurance regulatory bureaus, insurance companies, and promote the establishment of a unified platform, the insurance consumer risk insurance consumption risk prompt release mechanism, classification of insurance consumption risk warning consultation mechanism and insurance consumption risk warning supervision and evaluation mechanism etc.. From the draft can be seen in the future to build up the risk of insurance consumption prompted a unified platform, or with the insurance consumer risk warning information collection, release, classification, retrieval and other functions. Page information settings include CIRC, China Insurance Regulatory Commission, the insurance company’s insurance consumer risk warning column, and set up a key position in the important risk warning column. The platform page links will be presented on the official website of the circ. Analysts said that the Interim Measures for the future, the first is to enhance the social public and consumer risk identification and self protection ability, and help ease troubled insurance industry for many years, the problem of misleading sales, to promote the healthy and stable development of the insurance industry; second is beneficial to the insurance company to objectively evaluate the consumer risk tolerance, improve applicability insurance companies and insurance product sales service quality. In recent years, individual bank insurance sales staff in the introduction of financial products, avoid product risk, the fuzzy nature of the product, exaggerated product revenue, inducing financial consumers to buy insurance products, not only caused inconvenience or even loss to financial consumers, more important is the damage to the insurance agency and industry reputation. Data show that in June 2016, the CIRC effective complaint authorities and the country insurance regulatory bureau received insurance consumers reflected in the insurance companies involved in contract disputes categories of complaints 1914, accounting for 91.36%; insurance company suspected of illegal type of complaints 176, accounting for 8.40%; involving intermediary contract disputes categories of complaints 2, accounting for 0.10% suspected illegal violation of agency;相关的主题文章: