Zhu Jiang, vice president of East Asia net loan platform 28 differentiation has emerged www.szxcn.cn

Vice president of the East Exchange Zhu Jiang: net loan platform 28 differentiation has emerged Sina fund exposure platform: letter Phi lag behind false propaganda, long-term performance is lower than similar products, how to buy funds pit? Click [I want to complain], Sina help you expose them! Newspaper reporter Zhang Qi Beijing reported that many of the current platform that switch to the exchange model, in fact, I think the exchange, trading center is a special industry in china." Oriental vice president Zhu Jiang said that "as with earlier P2P exchange rush on like a swarm of hornets." Zhu Jiang further said that the exchange is a pre complex format, if you want to exchange and cooperation, the best pre rectification office through exchanges and cooperation, for the latter initiated the establishment of the exchange, at present also is the regulatory gaps, the future does not rule out the introduction of more stringent regulatory measures of supervision. The current P2P industry regulatory measures have been released. In August 24th, the CBRC, the Ministry of public security, the Ministry of industry and information technology, Internet Information Office, four ministries jointly issued the "Interim Measures for business activity management information network lending agency" (hereinafter referred to as the "measures"), delineation of the regulatory red line. "Measures" the impact of the main five aspects." Zhu Jiang said. The first is the ICP business license, in accordance with the provisions of the competent communications department to apply for telecommunications business license. Our company is registered in Shanghai, the current mutual funds of enterprises registered in Shanghai only two to get a ICP license, because to the telecommunication administrative department to get ICP license, to get approval of the Shanghai financial office, finance office that there is no basis for approval. Second bank depository, the platform needs to choose the appropriate banking financial institutions as lenders and borrowers of funds depository institutions. While the actual communication with the quota requirements, regulatory measures for the management of the bank will strictly enforce the P2P, once more than 200 thousand, issuing 1 million, bank funds can not reach the hands of the borrower, the bank will be back. Third loan limit, set the same borrower in the platform of the upper limit of the loan balance (1 million and 500). The recent Chinese Internet Financial Association and 17 joint publishing platform credit information sharing platform, the future mutual Gold Association member units will be included in the membership, unless. Because the borrower ID, name recognition only, and the future access platform issuing prior record, if the excess will be back to. In addition, the prohibition of financing project term split, prohibit the transfer of creditor’s rights will also have a greater impact on the net loan platform. Zhu Jiang believes that the amount of normal operating platform to reach 2023 is too much, is likely to cut seventy or eighty or half per cent of the future, while loans transaction size, growth, agglomeration benefits, 28 law, volume 20% of the 80% industry contribution platform. "The background is the platform of the gene, the gene determines what the platform will do." Zhu Jiang said. The existing platform is divided into four major categories: financial institutions, listed companies, the Department of Internet banking and venture capital. Financial institutions, professional financial background, there is a certain credit endorsement, financial strength, asset rich resources; listed companies, with a certain group background and brand effect, with professional advantages;相关的主题文章: